Legal - Terms & Conditions

Because we require a legal page, here's the stuff you will hardly read. In short, this is to protect our A$$ :)

The site content is for informational and educational purposes only. General information shared here should not be construed as personalised investment advice. Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.

The BAYFOLIO ("BF"), a brand of Encapita Investment Advisory, LLP ("ENCAPITA"), shares general market information and educational content through this website. This content is not personalised investment advice and does not account for any individual investor's financial situation, goals, or risk profile. BayFolio's distribution recommendations to clients are made separately, through a formal engagement process that considers your specific circumstances.

BayFolio is registered with AMFI as a Mutual Fund Distributor under ARN-278057 in the name of Maria Jose Martin. BayFolio is not a registered investment adviser, portfolio manager, or stock broker. The scope of BayFolio's services is limited to distribution of mutual fund schemes as permitted under SEBI Mutual Fund Regulations and AMFI guidelines.

The BAYFOLIO and Encapita Investment Advisory believe that the information contained in The BAYFOLIO is reliable and makes efforts to assure accuracy, but the publisher disclaims responsibility for opinions and representation of facts contained herein. Active investing is not easy, so be careful out there!

DISCLAIMER:
BAYFOLIO (“BF”) is doing business as an AMFI registered mutual fund distributor (under ARN-278057, Maria Jose Martin). Certain products and services offered by BF may not be traded on the exchange. All disputes with respect to the distribution activity, would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, BF is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products, the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of BF and BF makes reasonable efforts to ensure accuracy but does not guarantee completeness or suitability of the information for any specific investor. The figures and data that may be appearing in the material are taken from various sources deemed reliable by BF. The content of the material including images, charts, graphics and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action. Investors are advised to consult BayFolio or other qualified professionals before taking investment decisions. Nothing in the circulated material is intended to construe an advertisement or an investment, financial advice and/or solicitation, advice to buy, sell or deal in any financial product.

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