Legal - Terms & Conditions

Because we require a legal page, here's the stuff you will hardly read. In short, this is to protect my A$$ :)

The site content is for informational and educational purposes only. It is not, nor is it intended to be, trading or investment advice or a recommendation that any security, futures contract, transaction or investment strategy is suitable for any person. Trading securities can involve high risk and the loss of any funds invested.

The BAYFOLIO (“BF”), a brand of Encapita Investment Advisory, LLP (“ENCAPITA”), does not provide investment or financial advice or make investment recommendations through its content, financial programming or otherwise. Investment information provided may not be appropriate for all investors, and is provided without respect to individual investor financial sophistication, financial situation, investing time horizon or risk tolerance.

The BAYFOLIO and Encapita Investment Advisory are not in the business of transacting securities trades, nor does it direct client commodity accounts or give commodity trading advice tailored to any particular client’s situation or investment objectives.

The BAYFOLIO and Encapita Investment Advisory are not licensed financial advisers, registered investment advisers, or registered broker-dealers.

Options, futures and futures options are not suitable for all investors. Transaction costs (commissions and other fees) are important factors and should be considered when evaluating any securities transaction or trade. For simplicity, the examples and illustrations in these articles may not include transaction costs.

Nothing contained in these articles constitute a solicitation, recommendation, endorsement, promotion or offer by Encapita Investment Advisory, or any of its subsidiaries, affiliates or assigns.

The BAYFOLIO and Encapita Investment Advisory believe that the information contained in The BAYFOLIO is reliable and makes efforts to assure accuracy, but the publisher disclaims responsibility for opinions and representation of facts contained herein. Active investing is not easy, so be careful out there!

DISCLAIMER:
BAYFOLIO (“BF”) is doing business as an AMFI registered mutual fund distributor (under ARN-278057, Maria Jose Martin). Certain products and services offered by BF may not be traded on the exchange. All disputes with respect to the distribution activity, would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, BF is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products, the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of BF and BF neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness and adequacy. The figures and data that may be appearing in the material are taken from various sources deemed reliable by BF. The content of the material including images, charts, graphics and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action. Investors are advised to seek appropriate advice from experts before taking any investment decisions. Nothing in the circulated material is intended to construe an advertisement or an investment, financial advice and/or solicitation, advice to buy, sell or deal in any financial product.

Asset Management Companies (AMC):
360 ONE • Aditya Birla Sun Life • Axis • Bajaj Finserv • Bandhan • Bank of India • Baroda BNP Paribas • Canara Robeco • DSP • Edelweiss • Franklin Templeton • Groww • HDFC • Helios • HSBC • ICICI •  Prudential • Invesco • ITI • JM Financial • Kotak Mahindra • LIC • Mahindra Manulife • Mirae Asset • Motilal Oswal • Navi • Nippon India • NJ • Old Bridge • PGIM India • PPFAS • Quant • Quantum • Samco • SBI • Shriram • Sundaram • Tata • Taurus • TRUST • Union • UTI • WhiteOak Capital • Zerodha

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Amen.