Legal - Terms & Conditions

Because we require a legal page, here's the stuff you will hardly read. In short, this is to protect my A$$ :)

The site content is for informational and educational purposes only. It is not, nor is it intended to be, trading or investment advice or a recommendation that any security, futures contract, transaction or investment strategy is suitable for any person. Trading securities can involve high risk and the loss of any funds invested.

The BAYFOLIO (“BF”), a brand of Encapita Investment Advisory, LLP (“ENCAPITA”), does not provide investment or financial advice or make investment recommendations through its content, financial programming or otherwise. Investment information provided may not be appropriate for all investors, and is provided without respect to individual investor financial sophistication, financial situation, investing time horizon or risk tolerance.

The BAYFOLIO and Encapita Investment Advisory are not in the business of transacting securities trades, nor does it direct client commodity accounts or give commodity trading advice tailored to any particular client’s situation or investment objectives.

The BAYFOLIO and Encapita Investment Advisory are not licensed financial advisers, registered investment advisers, or registered broker-dealers.

Options, futures and futures options are not suitable for all investors. Transaction costs (commissions and other fees) are important factors and should be considered when evaluating any securities transaction or trade. For simplicity, the examples and illustrations in these articles may not include transaction costs.

Nothing contained in these articles constitute a solicitation, recommendation, endorsement, promotion or offer by Encapita Investment Advisory, or any of its subsidiaries, affiliates or assigns.

The BAYFOLIO and Encapita Investment Advisory believe that the information contained in The BAYFOLIO is reliable and makes efforts to assure accuracy, but the publisher disclaims responsibility for opinions and representation of facts contained herein. Active investing is not easy, so be careful out there!
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Amen.